There are generally two ways to get a mortgage in Canada: From a bank, or from a licensed mortgage professional.
While banks offer products from their own institutions, we, licensed mortgage professionals, send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions. We offer clients more choice, as well as access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage possible for their needs.
The world is changing at a rapid pace - and the business of obtaining money for the purchase of a home is also changing. In the past, banks and major lending institutions were the primary sources for obtaining financing to purchase a home. As new government rules in lending and mortgages have come about, we at Royalton Mortgage Architects have redefined the process of getting a mortgage - as a result, we are not only able to get you approved, but can also save you time and money.
We take time to properly prepare our clients for better financing, which they might not have qualified for, had they gone to the bank and applied on their own.
We also help clients with damaged credit to realize the pride and joy of home ownership by rebuilding their credit and getting them a better mortgage.
Let us work with you in advance to prepare you in getting the most profitable deal.